Free Security Deposit Account
Safe. Flexible. Simple.
The smart solution for tenants and landlords – 100% free and legally compliant.
Our Partners:
|
Free Security Deposit Account
- For private landlords
- Ready to go in 5 minutes
- Fully digital
- 100% legally secure under § 551 BGB
In cooperation with
|As featured in
Highly secure & legally compliant
Your deposit account is in safe hands
Who manages my deposit account?
The deposit accounts are managed by Volksbank, one of Germany's largest cooperative banks. As a regulated financial institution, Volksbank adheres to strict security and compliance standards.
Your Benefits at a Glance
Open your deposit account effortlessly and benefit from maximum security and flexibility – completely free of charge.
- Free of Charge
- No costs for landlords and tenants – we finance ourselves through interest earnings
- Maximum Security
- Legally secure, up to €100,000 per tenant protected
- Transparent Management
- One account per tenant, everything visible at any time
- Fast & Paperless
- Open online in just a few minutes
- Flexibly Scalable
- Manage unlimited deposits centrally
- Digital Payout
- Release and pay out online
Open your account in 4 steps
It’s that simple
Create an account
Register online – fast, free, and paperless.
Identification & setup
Verify your identity easily via Video Ident and set up your account.
Deposit security
Provide your tenant with the IBAN. Once the deposit is made, you'll be notified automatically.
Manage & pay out
Keep track of all deposits at any time and release payouts digitally.
Comparison
Our Deposit Account vs. Traditional Banks
See the advantages of our deposit account in direct comparison with traditional banks.
  | Traditional Banks | |
|---|---|---|
| Permanently free | ||
| 100% digital opening | ||
| Paperless management | ||
| Automatic interest & tax calculation | ||
| Fast digital payout | ||
| Deposit insurance up to €100,000 | ||
| Suitable for unlimited deposits |
Permanently free
100% digital opening
Paperless management
Automatic interest & tax calculation
Fast digital payout
Deposit insurance up to €100,000
Suitable for unlimited deposits
Trustworthy partnerships
Why landlords trust us
plusForta GmbH, the company behind our deposit account, has been a specialist in rental deposits for many years and works with strong partners.
Trusted Partners
- Over 100,000 active customers since 2009
- A network of 2,000+ real estate, finance, and insurance experts
- Subsidiary of Aareal Bank in cooperation with Volksbank
- 100% legally compliant under § 551 BGB
- Deposit protection up to €100,000 per tenant
Customer Reviews
What our customers say
„I am very satisfied with the free rental deposit account from Heykaution. The entire process was fast, transparent and absolutely straightforward. From the application to the confirmation, everything went smoothly and was easy to understand. The clear and user-friendly app is particularly positive. All important information is clearly displayed, so you always have an overview. As a landlord, you feel well looked after and legally secure. A modern, reliable service – highly recommended!"
„I only have a small rental apartment, but the deposit topic was always annoying. Paperwork, documentation, interest. Now everything runs digitally, free of charge, and without discussions with the tenant. Exactly what I wanted."
„Previously, I had to create each deposit savings book individually and file the documents. With the digital deposit account from heykaution, I now have everything centrally visible and save myself easily several hours of administrative work per year."
Frequently asked questions
Our Contact Options
Do you have questions about our products or services? Need help filling out your application? No problem.
Simply use our form, send us an email.
Contact Methods
We respond within 24 hours on business days
Address:
plusForta GmbHTalstr. 24
40217 Düsseldorf
Germany
Send Message
Fill out the form and we will get back to you as soon as possible.